ShortSales & REOs

Short sales and REOs present a very unique and complex set of challenges that are unlike the typical residential/commercial resale transaction.

Short sales

Short sale refers to a transaction where the sales price will be insufficient to payoff the Seller’s existing mortgage, closing costs and real estate commissions. Many times the Seller is able to negotiate a reduced payoff of the existing debt (hence why these transactions are referred to as short).In a successful short sale transaction the lien holder (i.e., bank) agrees to release their lien on the property an accept less then than the full amount owed on the mortgage with the understanding that the seller receives no proceeds form the sale of the property.

Due to the time sensitive and demanding nature of the short sale transaction our dedicated and experienced staff will guide you step-by-step through the transaction and insure that your transaction closes timely.

Our general counsel, Guerami Law Firm, LLC and their talented attorneys and staff handle and negotiate the short sale with the respective lenders. Their short sales services include:

  • Providing guidance to home owner’s facing the a possible short sale
  • Providing guidance to the listing and selling realtors
  • Negotiating a short payoff with the lender(s) with the client’s best interest in mind.

Once Guerami Law Firm, LLC has negotiated the short sale our talented settlement professionals will insure that your strict and sensitive are met.


Real estate owned is a property owned by a lender and is termed an REO after the bank has taken acquisition of the property as a result of foreclosure or forfeiture of the property.

Due to the time sensitive and demanding nature of the REO transaction our dedicated and experienced staff will guide you step-by-step through the transaction and insure that your transaction closes timely.

Learn for yourself and experience the difference. Our staff will be sure to answer any questions or concerns you may have. Further, should you desire a customized quote feel free to contact us

Our team of highly specialized attorneys and settlement professionals will guide through this complex and lengthy process and ensure that your transaction is closed in timely, fluid and seamless fashion.

Marti Watson

Marti Watson


Marti Watson is the principal of Potomac Title Group Services. She is the driving force and catalyst of our continued success and determination in this marketplace. Marti started her career with First Virginia Bank back in the late '80s​, moving to wholesale mortgage lending up to the late '90s​, and finally getting in the title business in 1999. Marti started, owned and operated Metro Title & Escrow from 2002 - 2010, starting Potomac Title Group Services shortly after. Potomac Title is licensed in MD, VA , DC and FL, and Marti works to form relationships with realtors, lenders, brokers, and consumers, while overseeing our operations. What makes​ us unique is our knowledge of this industry, our experience and our willingness to go above and beyond to accommodate all parties to a transaction. Marti conducts most closings herself and we will settle anywhere, anytime, anyplace. Marti currently lives in Aldie, Virginia with her husband Justin and 7 year old daughter Charlie Jane.
Alyssa White

Alyssa White

Settlement Processor

Alyssa White is our Settlement Manager here at Potomac Title Group. Alyssa joined our team in 2016, and brings a very unique perspective with over 17 years of experience in the real estate industry. While she has spent most of her years providing title and settlement services throughout VA, MD and DC with a great track record in leadership roles, she has also worked as a Licensed Real Estate Agent and for several years after college she worked as an International News Broadcast Designer.

In her free time, Alyssa enjoys spending time with her three children, staying informed on Current Events, shopping and watching the Home and Garden Channel.

Sarah Rogers

Sarah Rogers

Settlement Pre-Processing

Sarah Rogers is a processor for Potomac Title Group Services. She got her Bachelors Degree from The University of Tennessee. Sarah got her start as an administrative assistant for Mason Dixon Funding, a local mortgage company. From there she worked in various customer service positions which gives her an uncanny ability to problem solve. Sarah has been with Potomac Title Group Services since 2014 and has proven her talents in supporting our clients and polices. She lives with her husband Jeff and their two dogs, Beau and Dixie.

Maddie Karwowski

Maddie Karwowski

Marketing Assistant

Maddie is the Marketing Assistant of Potomac Title Group Services. She joined the team in 2019 upon graduating from Radford University with a Bachelor’s Degree in Marketing. Maddie was able to master social media and statistical marketing in college, we are excited for her to bring her knowledge and technological experience to Potomac Title’s marketing team. Maddie was born and raised in Fairfax, Virginia and currently resides there. In her spare time,​ Maddie enjoys traveling and spending time with her large family.

Look No Further. Get Started Today